Las Vegas Insurance Bad Faith Lawyers
Holding Insurance Companies Accountable
Do you feel as though you’ve been ignored by or taken advantage of by your insurance company? People pay insurance premiums to guarantee coverage when something goes wrong with their vehicles, homes, travel plans, health, and more.
You have faithfully paid your insurance premiums for a reason: to protect yourself or your family in the event of an unforeseen injury, illness, or any other problem. But what if that unfortunate event should occur and your insurance carrier does not live up to its end of the bargain?
At Christiansen Trial Lawyers, we help individuals involved in disputes with insurance providers. Going up against a powerful insurance company may seem like a daunting task, but we have the skill and experience to even the playing field. We possess over two decades of experience standing up to insurance companies both big and small and are unafraid to pursue justice when one has committed an act of bad faith. Whether your claim was denied without reason or has been delayed indefinitely, we can help you ensure your provider upholds their promises—and, in some cases, compensates you extra—as a result.
What Is Insurance Bad Faith?
Insurance bad faith is an umbrella term for insurance company practices that go against the company’s own contracts or promises (or are otherwise egregious). In the United States, the law makes it clear that all insurance companies have a duty to offer an “implied covenant of good faith and fair dealing” to their clients. If an insurance company fails to uphold this legal duty and deal fairly with their policyholders, then the latter most likely has grounds for a bad faith insurance lawsuit.
Bad faith claims can be filed against all types of insurance providers, including:
- And more
Insurance Claims & Bad Faith
When you file an insurance claim, it usually means you’re already in an unfortunate situation. Maybe your vehicle was damaged in a car wreck or strong winds blew off half of your roof, for instance. The last thing you want to deal with in these circumstances is pushback from an insurance provider who is supposed to help in such times of need.
If you have been injured in a car accident or any other personal injury accident, you may encounter problems not only with the other party’s insurance provider but also your own as well. Insurance companies have an obligation to act in good faith and deal fairly with their customers. If you find that your insurance claim has been delayed, unvalued, or botched, you may have been a victim of bad faith.
Examples of Bad Faith
Insurance companies can often be found to have acted in bad faith when they:
- Exhibit deceptive practices, such as not providing you with required paperwork or deadlines until it’s too late
- Fail to adhere to the terms of an insurance contract
- Fail to sufficiently investigate a claim before denying it
- Offer less money than a claim is actually worth
- Treat you in an abusive manner, such as making threatening statements or repeatedly hanging up on you
- Unreasonably limit, delay or deny an insurance claim
Bear in mind that just because your claim has been delayed or undervalued doesn’t necessarily mean you’ve been the victim of bad faith. There are legitimate reasons such things can happen. The best way to determine whether you have truly been subject to bad faith is to carefully review your insurance policy—ideally with the assistance of an experienced bad faith attorney—to determine whether you have a case.
While your insurance provider may try to snowball you with jargon and technicalities, our attorneys know how to protect your rights. We deal with these issues every day and know the tricks and tactics they may try to use against you. We will do everything in our power to demand what you need and deserve from your insurance policy.
Our Las Vegas Bad Faith Lawyers Are Here to Help!
If you feel as though your insurance provider is trying to pressure or trick you by using difficult jargon, technicalities, or other tactics, the legal team at Christiansen Trial Lawyers knows how to protect your rights. Our firm handles such issues on a regular basis—and has for over 20 years—so we are familiar with the schemes and tricks insurance companies might attempt to use against you.
We will do whatever it takes to ensure your insurance company provides what you need and rightfully deserve from them. If you are having issues with an insurance claim that should be covered under your policy and need competent legal advice and representation to back you up, we are here to help.
Call our insurance claim lawyers in Las Vegas at (702) 357-9977 to find out how we can help.