Getting in an accident can change your life. Mounting bills and missed work can quickly add up to trouble. You might be planning to fall back on your insurance coverage, but you could be surprised when getting coverage is harder than you expected.
Accidents send millions to the emergency room every year, which means a lot of unplanned medical bills are on the horizon. If you’re one of the people that now have to contend with paying off your care, you may be relying on your insurance company to help you out. They may be on the hook for helping you with costs, but that doesn’t always mean they’re eager to pay.
Firms have all kinds of unfair practices they can use to reduce or deny payouts on a regular basis, but doing so may break Nevada law:
- Slow to start: Most excessive forms of delay could be a sign of bad faith. An insurer might violate the law if they put off investigating claims, fail to progress even in the light of corroborating evidence or putting off payment after they rule in your favor.
- Short in pay: You may be looking at an issue if your insurance company has agreed to a payout but, the amount isn’t even close to covering your costs. State law says that any payments that are less than they led a person to believe or if they change the basis of coverage without notice, then the company could be in trouble.
- Fudging the info: Insurance firms may even resort to misrepresenting information, which is more akin to lying than honest mistakes. Falsifying numbers, distorting policies or clouding facts can all amount to shady practices.
Taking care of costs after an accident can be a huge undertaking. Make sure you get the help you deserve from the insurance company by recognizing ways they may be acting in bad faith.